Travel Insurance Information

Travel Insurance covers unforeseen and unexpected losses incurred during the course of travel.

We offer you the best possible protection if you have sudden, unexpected illness or injury while travelling overseas. Our international partner (TPA) provides effective medical assistance service round the clock anywhere in the world.

Types of Coverage

• Single Trip
  • For travellers who travel occasionally
• Annual Multi Trip
  • For frequent travellers who travel around the world multiple times a year
• Business Travel
  • For corporate organisations having frequent business travels of the employess and directors.
  • Annual policy with bluk number of travel days.
• Student Plan
  • Annual policy for Students studying abroad

What is covered?

This Insurance provides the following benefits :

• Personal accident
• Emergency Medical Expenses and Evacuation
• Hospital benefits
• Loss of checked baggage & Delayed baggage
• Loss of passport
• Personal liability
• Travel delay
• Hijack
• Emergency return home following death of a close family member
• Catastrophe
• Legal Expenses
• Repatriation

What’s required to get insured?

General:

• Duly completed Proposal Form
• KYC form to be duly completed
• Copy of Passport

What’s required for claim?

In case of Emergency Medical Treatment, Hospitalization Treatment, and Non-Emergency Treatment Expenses above USD 500, the insured must contact to the TPA immediately.

In Case of Non -Emergency

As soon as insured return their home country, they must contact the Insurance Company who has issued policy to them within 31 days of their arrival.

In Case of medical treatment

1. Claim form to be completed by claimant
2. Original cash invoice/bill incurred for the treatment
3. Doctor / Hospital prescriptions and reports
4. Travel itinerary / E-tickets
5. Copy of passport with departure and arrival stamped pages
6. Original insurance policy

In case of Loss of Checked Baggage

1. Claim form to be completed by claimant
2. Property Irregularity Report (To be obtained from the airline immediately)
3. Confirmation from the airline regarding details of loss.
4. Travel itinerary (E-tickets)
5. Receipts for items
6. Copy of passport with departure and arrival stamped pages
7. Original insurance policy

In case of Delay of Checked Baggage

1. Claim form to be completed by claimant
2. Property Irregularity Report or Non delivery certificate for baggage (To be obtained from the airline immediately)
3. Receipts for the emergency items purchased
4. Confirmation from the carrier (airline) regarding the length of delay or baggage delivered voucher and reasons for the delay
5. Travel itinerary (E-tickets)
6. Copy of passport with departure and arrival stamped pages
7. Original insurance policy

In case of Travel Delay

1. Claim form to be completed by claimant
2. Statement to be obtained from the carrier confirming the length of the period and exact nature of the delay.
3. Boarding pass
4. Travel itinerary (E-tickets)
5. Copy of passport with departure and arrival stamped pages
6. Original insurance policy